America Lending Service
  • Home
  • Business Solutions
    • Performance Loan
    • Line of Credit
    • Term Loan
    • Equipment Financing
    • Start-Up Funding
    • Business Credit Builder
    • Merchant Processing
  • Mortgage Solutions
    • Residential
    • Commercial
  • Pre-Application
  • Contact
America Lending Service
  • Home
  • Business Solutions
    • Performance Loan
    • Line of Credit
    • Term Loan
    • Equipment Financing
    • Start-Up Funding
    • Business Credit Builder
    • Merchant Processing
  • Mortgage Solutions
    • Residential
    • Commercial
  • Pre-Application
  • Contact

Business Performance Loan

 A Performance Loan puts you in a position to secure on-demand, same-day funding when needed. Our approvals are based on the recent Performance of your business, using bank statements rather than business tax returns. 

Apply now

Why A Performance Loan?

 We understand that as a business owner, you will constantly be faced with unexpected expenses and time-sensitive opportunities. Our Performance Loans are easy to qualify for and quick to the finish line. 

Don’t Have The Credit Or Assets To Qualify For A Local Bank Loan?

 Showing a loss or minimal profit on your business tax returns? Need fast funding and don’t have the time to wait 60-120 days for an SBA/Conventional loan?

Have a short time in business and/or little to no business credit history? A Performance loan is the perfect option for your business.

There Are No Restrictions On the Use Of Funds. Here’s What Most Of Our Customers Use Their Funds On:

  • Payroll
  • Equipment
  • Inventory
  • Cash Flow
  • Expansion
  • Project & Job Overhead
  • Hiring
  • Marketing/Advertising 
  • New Location
  • Vehicle Fleet Purchase

  1. Complete a pre-application on our website.
  2. A loan officer will review the pre-application, and then contact you to go over the use of funds, ROI, and more.
  3. An application will be sent and bank statements will be requested.
  4. Once recieved, we will submit to underwritting for approval (usually 1-3 hour turnaround)
  5. Offer will be presented for you to accept or deny.
  6. If accepted, contract will be sent requiring signature.
  7. Funds will be sent to you!


This loan is perfect for business owners who need/want access to capital within 24 - 48 hours, instead of waiting 1-3 months from their local bank just to be declined.

It's perfect for the business owner who is not BANKABLE - does not show strong profitability on their tax returns, credit is not strong and the borrower does not have assests to pledge as collateral.

Perfect for business owners that do not want to tie in personal/business collateral to a loan



To be qualified and to get funding fast you need:

  • At least $10K in GROSS MONTHLY revenue into a business bank account.
  • We typically can approve 100-150% of the monthly gross sales volume. Most terms range from 6 to 24 months.
  • At least 3 months of business bank statements.


  • Strong Business/Personal credit NOT required
  • Higher risk = Shorter time in business, worse credit, low daily ending bank balances - This will get you a shorter term loan and higher rate
  • Lower risk = Longer time in business, better credit, strong daily ending balances - This will get you a longer term loan and lower rate


PERFORMANCE LOAN

Apply now

Copyright © 2025 America Lending Service - All Rights Reserved.

  • Terms & Conditions
  • Disclaimer
  • Privacy Policy

Powered by

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept